Buying US real estate from abroad
Updated 2026-10-21. General information, not legal or tax advice.
Your team
- A local agent who works with international buyers.
- A real estate attorney or title company in that state.
- A tax advisor who knows US rules for foreign owners.
- A lender that works with foreign nationals, if you will finance.
Paying for it
- Cash buyers move faster. Plan time to move funds and document where the money came from.
- Foreign national mortgages exist but usually need a larger down payment and more paperwork.
- Wire fraud is common. Always confirm wiring instructions by phone using a number you already know, never one from an email.
Closing from abroad
- Many closings can be done remotely with a power of attorney or remote signing, depending on the state.
- Documents signed abroad may need a US consulate notary or an apostille.
Taxes and reporting
- When a foreign owner sells US property, part of the price is usually withheld under FIRPTA. Plan for it with your tax advisor.
- Some all cash purchases through companies or trusts must be reported to the federal government. Your title company or attorney will tell you what applies.
- Rental income from US property is taxable in the US.
Visas
- Buying a home does not by itself give you a visa or residency. Talk to an immigration attorney.