What is the conforming loan limit in Bergen County?

$1,209,750 for a one unit home in 2026, per FHFA. The FHA limit is $1,249,125, per HUD.

Which towns in Bergen County do you cover?

Fort Lee, Edgewater, Hackensack, Paramus, Englewood, Teaneck, Ridgewood, Cliffside Park, Palisades Park, Leonia, Ridgefield, Tenafly, Cresskill, Closter, Englewood Cliffs, Fair Lawn, Glen Rock.

Can you match me with an agent in Bergen County?

Yes. We match you with one vetted local agent for free, usually within 24 to 48 hours.

Bergen County, New Jersey

What to know before you buy, rent or move in Bergen County: the towns we cover, the main transit lines, the official county website and the 2026 loan limits.

County seat: Hackensack.

Official Bergen County website ↗

Towns we cover in Bergen County

Local services in Bergen County

Guides for hiring contractors, home inspectors, real estate attorneys and home insurance in each town, with the official license lookups.

Contractors

Home inspectors

Attorneys and title

Home insurance

Getting around Bergen County

NJ Transit Main, Bergen County and Pascack Valley lines
NJ Transit buses to the Port Authority Bus Terminal
George Washington Bridge

2026 loan limits in Bergen County

One unit home: conforming loan up to $1,209,750 (FHFA), FHA loan up to $1,249,125 (HUD).

NJHMFA first time homebuyer mortgages and down payment assistance, through participating lenders.
Attorney review: most agent prepared contracts have a three business day review period.
The seller pays the realty transfer fee and the graduated percent fee.

2026 loan limits by county →New Jersey mortgage guide →

Questions people ask

What is the conforming loan limit in Bergen County?: $1,209,750 for a one unit home in 2026, per FHFA. The FHA limit is $1,249,125, per HUD.
Which towns in Bergen County do you cover?: Fort Lee, Edgewater, Hackensack, Paramus, Englewood, Teaneck, Ridgewood, Cliffside Park, Palisades Park, Leonia, Ridgefield, Tenafly, Cresskill, Closter, Englewood Cliffs, Fair Lawn, Glen Rock.
Can you match me with an agent in Bergen County?: Yes. We match you with one vetted local agent for free, usually within 24 to 48 hours.

Official sources

Facts checked 2026-11-01. General information, not financial, legal or tax advice. We are not a lender.