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Middlesex County, New Jersey

What to know before you buy, rent or move in Middlesex County: the towns we cover, the main transit lines, the official county website and the 2026 loan limits.

Middlesex County

County seat: New Brunswick.

Official Middlesex County website ↗

Towns we cover in Middlesex County

Local services in Middlesex County

Guides for hiring contractors, home inspectors, real estate attorneys and home insurance in each town, with the official license lookups.

Getting around Middlesex County

  • NJ Transit Northeast Corridor and North Jersey Coast lines
  • NJ Transit buses

2026 loan limits in Middlesex County

One unit home: conforming loan up to $1,209,750 (FHFA), FHA loan up to $1,249,125 (HUD).

  • NJHMFA first time homebuyer mortgages and down payment assistance, through participating lenders.
  • Attorney review: most agent prepared contracts have a three business day review period.
  • The seller pays the realty transfer fee and the graduated percent fee.

2026 loan limits by county →New Jersey mortgage guide →

Questions people ask

What is the conforming loan limit in Middlesex County?
$1,209,750 for a one unit home in 2026, per FHFA. The FHA limit is $1,249,125, per HUD.
Which towns in Middlesex County do you cover?
Edison.
Can you match me with an agent in Middlesex County?
Yes. We match you with one vetted local agent for free, usually within 24 to 48 hours.

Official sources

Facts checked 2026-11-01. General information, not financial, legal or tax advice. We are not a lender.