Union County, New Jersey
What to know before you buy, rent or move in Union County: the towns we cover, the main transit lines, the official county website and the 2026 loan limits.
Union County
County seat: Elizabeth.
Official Union County website ↗Towns we cover in Union County
Local services in Union County
Guides for hiring contractors, home inspectors, real estate attorneys and home insurance in each town, with the official license lookups.
Attorneys and title
Getting around Union County
- NJ Transit Northeast Corridor, Raritan Valley and Morris & Essex lines
- NJ Transit buses
2026 loan limits in Union County
One unit home: conforming loan up to $1,209,750 (FHFA), FHA loan up to $1,249,125 (HUD).
- NJHMFA first time homebuyer mortgages and down payment assistance, through participating lenders.
- Attorney review: most agent prepared contracts have a three business day review period.
- The seller pays the realty transfer fee and the graduated percent fee.
Questions people ask
- What is the conforming loan limit in Union County?
- $1,209,750 for a one unit home in 2026, per FHFA. The FHA limit is $1,249,125, per HUD.
- Which towns in Union County do you cover?
- Summit, Westfield.
- Can you match me with an agent in Union County?
- Yes. We match you with one vetted local agent for free, usually within 24 to 48 hours.
Official sources
Facts checked 2026-11-01. General information, not financial, legal or tax advice. We are not a lender.