Manhattan, New York
What to know before you buy, rent or move in Manhattan: the towns we cover, the main transit lines, the official county website and the 2026 loan limits.
Manhattan
Manhattan is one of the five boroughs of New York City.
Official Manhattan website ↗Towns we cover in Manhattan
Local services in Manhattan
Guides for hiring contractors, home inspectors, real estate attorneys and home insurance in each town, with the official license lookups.
Contractors
Home inspectors
Attorneys and title
Getting around Manhattan
- New York City Subway
- PATH trains
- Metro-North at Grand Central
- LIRR, NJ Transit and Amtrak at Penn Station
2026 loan limits in Manhattan
One unit home: conforming loan up to $1,209,750 (FHFA), FHA loan up to $1,249,125 (HUD).
- SONYMA loans and the SONYMA Down Payment Assistance Loan, statewide.
- NYC HomeFirst: up to $100,000 for qualified first time buyers in the five boroughs.
- The buyer pays the 1% mansion tax at $1,000,000 and up.
Questions people ask
- What is the conforming loan limit in Manhattan?
- $1,209,750 for a one unit home in 2026, per FHFA. The FHA limit is $1,249,125, per HUD.
- Which towns in Manhattan do you cover?
- Upper West Side, Washington Heights.
- Can you match me with an agent in Manhattan?
- Yes. We match you with one vetted local agent for free, usually within 24 to 48 hours.
Official sources
Facts checked 2026-11-01. General information, not financial, legal or tax advice. We are not a lender.