Westchester County, New York
What to know before you buy, rent or move in Westchester County: the towns we cover, the main transit lines, the official county website and the 2026 loan limits.
Westchester County
County seat: White Plains.
Official Westchester County website ↗Towns we cover in Westchester County
Local services in Westchester County
Guides for hiring contractors, home inspectors, real estate attorneys and home insurance in each town, with the official license lookups.
Contractors
Home inspectors
Attorneys and title
Getting around Westchester County
- Metro-North Hudson, Harlem and New Haven lines
- Bee-Line buses
2026 loan limits in Westchester County
One unit home: conforming loan up to $1,209,750 (FHFA), FHA loan up to $1,249,125 (HUD).
- SONYMA loans and the SONYMA Down Payment Assistance Loan, statewide.
- NYC HomeFirst: up to $100,000 for qualified first time buyers in the five boroughs.
- The buyer pays the 1% mansion tax at $1,000,000 and up.
Questions people ask
- What is the conforming loan limit in Westchester County?
- $1,209,750 for a one unit home in 2026, per FHFA. The FHA limit is $1,249,125, per HUD.
- Which towns in Westchester County do you cover?
- Yonkers, White Plains, New Rochelle, Scarsdale.
- Can you match me with an agent in Westchester County?
- Yes. We match you with one vetted local agent for free, usually within 24 to 48 hours.
Official sources
Facts checked 2026-11-01. General information, not financial, legal or tax advice. We are not a lender.