What is the conforming loan limit in Queens?

$1,209,750 for a one unit home in 2026, per FHFA. The FHA limit is $1,249,125, per HUD.

Which towns in Queens do you cover?

Astoria, Long Island City, Flushing, Bayside, Forest Hills, Jackson Heights, Sunnyside, Rego Park.

Can you match me with an agent in Queens?

Yes. We match you with one vetted local agent for free, usually within 24 to 48 hours.

Queens, New York

What to know before you buy, rent or move in Queens: the towns we cover, the main transit lines, the official county website and the 2026 loan limits.

Queens is one of the five boroughs of New York City.

Official Queens website ↗

Towns we cover in Queens

Local services in Queens

Guides for hiring contractors, home inspectors, real estate attorneys and home insurance in each town, with the official license lookups.

Contractors

Home inspectors

Attorneys and title

Home insurance

Getting around Queens

New York City Subway
Long Island Rail Road
NYC Ferry
MTA buses

2026 loan limits in Queens

One unit home: conforming loan up to $1,209,750 (FHFA), FHA loan up to $1,249,125 (HUD).

SONYMA loans and the SONYMA Down Payment Assistance Loan, statewide.
NYC HomeFirst: up to $100,000 for qualified first time buyers in the five boroughs.
The buyer pays the 1% mansion tax at $1,000,000 and up.

2026 loan limits by county →New York mortgage guide →

Questions people ask

What is the conforming loan limit in Queens?: $1,209,750 for a one unit home in 2026, per FHFA. The FHA limit is $1,249,125, per HUD.
Which towns in Queens do you cover?: Astoria, Long Island City, Flushing, Bayside, Forest Hills, Jackson Heights, Sunnyside, Rego Park.
Can you match me with an agent in Queens?: Yes. We match you with one vetted local agent for free, usually within 24 to 48 hours.

Official sources

Facts checked 2026-11-01. General information, not financial, legal or tax advice. We are not a lender.