Home equity and HELOC calculator
Enter your home value, what you owe and the lender's combined loan limit to see how much equity you could tap.
Your numbers
The numbers filled in are examples only. Replace them with your own.
Results
- Estimated amount you could borrow
- $100,000
- Home equity
- $200,000
- Total owed on the home
- $300,000
- Loan to value now
- 60%
Estimate only, not a loan offer or advice. Real costs depend on your lender, credit, taxes and insurance quotes.
Questions people ask
- What is a combined loan limit?
- Lenders cap all loans on the home together as a percent of its value. Each lender sets its own limit, so enter the one from your quote.
- How do I know my home value?
- A lender will order an appraisal. Recent sales of similar homes nearby give you a rough idea before you apply.
- Home equity loan or HELOC?
- A home equity loan is a lump sum, usually at a fixed rate. A HELOC is a line you draw from, usually at a variable rate. See our home equity guide for more.